We all want to get the most out of life. Your business should be no different. If you are looking to consolidate your business expenses and reap those well-deserved rewards, Chase business credit cards just might be the thing for you.
Regularly charging your business expenses to your personal credit card can limit your personal purchasing power. Chase business credit cards allows you to tap into a new source of spending power, dedicated solely to those essential business expenses. What’s more, only Chase business credit cards allow you to earn cash by frequently spending.
Chase Platinum Business Card
The most popular among the Chase business credit cards currently on offer is the Chase Platinum Business Card. This business card offers a 0% introductory rate for the first 12 months for both balance transfers and purchases. Additionally, like all Chase business credit cards, the Chase Platinum Business Card offers a reasonable rate of only 12.24% after the 12-month introductory period. And if this low rate is not inviting enough, the Chase Platinum Business Card also gives you the opportunity to earn a cash back reward of 3% on eligible purchases.
Among all Chase business credit cards, the Chase Platinum Business Card is very appealing to business owners and managers. Business owners and managers are given the opportunity to keep tabs on their company’s business expenses by having exclusive online access to tools for account management and reports. Extra cards for your employees and colleagues are also free.
Chase Business Cash Rewards Card
If you are looking for a great rewards program for your business, then the Chase Business Cash Rewards Card is perfect for you among all the Chase business credit cards. The Chase Business Cash Rewards Card allows businesses to earn cash back, letting you stretch those business dollars.
The Chase Business Cash Rewards cash back program works as a rebate program. Qualifying purchases can earn up to 5%, and there is no limit on the cash rewards you earn, as long as you are a cardholder. A tiered system is used to determine the percentage of your earnings. Simply put, purchases ranging from $1-$2,500 will earn one point for every dollar. Purchases exceeding $2,500 will earn 1.25 points for every dollar. An accumulated 5,000 points earned entitles the Chase Business Cash Rewards cardholder to a $50 gift certificate.
Like other Chase business credit cards, car rental and travel insurance, and purchase protection plans are added benefits of being a Chase Business Cash Rewards cardholder. There is a 0% introductory offer for the first year, and upon expiration of the introductory period, a low interest rate of 14.24%. All you need to apply for a Chase Business Cash Rewards Card is excellent credit history.
Chase Business Card with Premiere Cash Rebate
If you are a business owner or manager looking to maximize a good rebate program for your business, then the Chase Business Card with Premiere Cash Rebate is for you. Aside from an excellent rebate program, the Chase Business Card with Premiere Cash Rebate also helps you keep tabs on your company’s finances by giving you exclusive access to online reports and account management tools.
Like other Chase business credit cards, the Chase Business Card with Premiere Cash Rebate has an introductory offer of 0% for the first year. There is also a very low annual fee after the first year. However, interest rate is slightly high at 14.24% after the introductory period, and it applies to both purchases and balance transfers. Also, like other Chase business credit cards, a good credit history is needed for a successful application.
Whichever you choose among the Chase business credit cards available, it is always good practice to pay off your full balance each and every month. Continually carrying a balance and compounded interest may only negate the benefits you have earned from the rewards program you chose.